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Virtual CFO Services

Beyond the Numbers

Your Virtual CFO for Growth and Clarity

If you want to plan ahead, manage cash flow, or make smarter decisions, you need more than just reports. Our VCFO service gives you tailored financial guidance built on reliable data. We help you understand your numbers, spot opportunities, and take confident steps toward your business goals. Whether you're hiring, pricing, or preparing for growth, we’ll be there to guide the financial side of your strategy.

Proactive cash flow management

Financial training for your team

Long-term forecasting and planning

Smarter financial decisions, together

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What We Offer

Strategic financial guidance built for your business

As your Virtual CFO, we provide high-level financial guidance and hands-on support. We help you stay in control of your numbers, plan for what’s next, and make better business decisions without needing to hire in-house.

Tier 1
VCFO Lite
For business owners who want more clarity and direction, without jumping straight into full advisory. It’s a step up from basic bookkeeping, giving you structure and visibility without the overwhelm.
From
$440/mo
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Includes:

Monthly financial reporting with clear commentary
Key insights section to highlight what matters most
Access to DIY advisory templates and tools
Optional quarterly check-in calls available on request
Tier 2
VCFO Advisory
For business owners who want a clear financial rhythm, proactive advice, and a real partnership. Your business is growing, and you know you need trusted financial direction but you’re not in a position to bring someone in-house yet. This is your external financial arm: planning ahead, solving problems and supporting growth with structure, confidence and clarity.
From
$1000/mo
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Includes:

Customised monthly financial reporting with detailed insights
Cash flow planning and scenario forecasting
Budgeting, pricing, hiring, and business planning support
KPI and metric tracking based on your goals
Tax and ATO payment planning (BAS, PAYG, super set-aside)
Strategic bank account structuring to improve clarity, control, and cash flow
Email and Loom support between calls
Monthly 1:1 strategy session
Potential for team involvement (e.g. training or process fixes)

Already a bookkeeping client?

VCFO services layer seamlessly on top of your existing package. Same team, same system, all working toward the bigger picture.

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Just need a VCFO?

Services are available as a standalone once your books are clean and up to date.

More about VCFO Services

Working with another bookkeeper?

That works too. As long as your financials are accurate and maintained, we’re happy to build on them and help you plan ahead.

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Clear advice, real results

Why Choose Kirbyko for Virtual CFO services?

We’re not here to throw reports at you, we’re here to work with you. Our VCFO service is hands-on, easy to understand, and built around what your business actually needs. We take the time to understand how your business works, so we can help you plan smarter, manage cash flow, and grow with confidence.

Practical, real-world advice

No buzzwords or confusing finance speak, just clear guidance you can actually use.

Tailored to your stage of business

Whether you're stabilising or scaling, we meet you where you're at.

Flexible & affordable

Get high-level support without the cost of a full-time CFO.

One trusted team

If you're also a bookkeeping client, we already know your numbers inside out.

Forward-looking support

we don’t just show you where you’ve been, we help you plan where you’re going.