Embedded finance for growing business.
Kirbyko is an embedded finance solution for businesses, combining bookkeeping, finance operations, and virtual CFO support into one integrated financial system.
Most businesses don’t have a revenue problem.
They have a financial visibility problem.
When financial reporting lags behind business growth, decisions become reactive, cash flow gets harder to predict, and founders end up carrying too much operational knowledge in their head.
Kirbyko combines bookkeeping, finance operations, and virtual CFO support into an embedded finance function for growing founder-led businesses.
Instead of chasing numbers across spreadsheets, inboxes, and disconnected reports, you gain structured visibility, financial ownership, and decision-ready reporting.
our Financial infrastructure
Kirbyko acts as the embedded finance function for growing businesses and organisations that have outgrown reactive finance.
We combine bookkeeping, finance operations, and virtual CFO support into one integrated financial system - bringing structure, visibility, and financial ownership to organisations navigating increasing complexity, growth, and operational pressure.
Each layer of our model plays a distinct role, from financial accuracy and reporting through to operational oversight and strategic decision-making.The result is a finance function designed for growth, not just compliance.
Bookkeeping Foundations
Financial accuracy before financial strategy.
Structured bookkeeping, reconciliations, payroll, and reporting designed to create reliable financial visibility.
This layer creates the operational foundation businesses and organisations need before forecasting, strategy, and growth decisions can happen confidently.
Outsourced Finance Function
A financial operations engine integrated into your business.
We manage the day-to-day financial operations that growing organisations often struggle to coordinate internally.
This includes reporting workflows, financial oversight, cash flow visibility, and full-scope operational finance management.
Advisory &
Virtual CFO
Strategic financial direction grounded in operational reality.
Forecasting, budgeting, pricing analysis, cash flow planning, and financial support designed to help you make confident decisions with clearer financial visibility.
This is practical financial direction connected directly to how the organisation actually operates.
Your financial partner in growth
“I’m Jack, founder of Kirbyko and I’ll be working with you directly.
I started Kirbyko after years of working with small business owners who were drowning in confusion, disconnected from their numbers, and left to figure it out alone. That’s not how it should be.
At Kirbyko I take a hands-on, proactive approach, so you’re never left chasing updates or wondering what’s going on behind the scenes. You can expect straight-up advice, honest conversations, and no unnecessary complexity.”
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Hear from our happy clients
Jacqueline Pypers
Chris Walker
Eru Penkman
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Position, Company name
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Ready to take finance off your plate?
From clean books to clear strategy, we’re here to help you feel more confident, supported, and in control.
Getting started is simple. It all begins with a free, no-pressure discovery call.
Book a Free Discovery Call
We’ll chat about your business, your goals, and how we can support you. No technical terms, no pressure, just a straightforward conversation.
Receive a Tailored Proposal
Based on our conversation, we’ll send you a clear proposal outlining the best package, pricing, and next steps.
Start Onboarding with a Clear Roadmap
Once you’re happy to move forward, we’ll kick off with structured onboarding and give you a roadmap so you know exactly what’s happening and when.
Turn insight into growth
When the numbers are clear and up to date, you can stop reacting and start planning. We support you with ongoing insights to help you grow without surprises.
Start with a free health check - it only takes a few minutes!
This short health check highlights what’s working, what’s missing, and where to focus next. It’s made for small business owners who want a clearer picture of their financial setup - without overcomplicating it. Get instant feedback and a personalised scorecard delivered straight to your inbox.
